MEDITATE WITH FRANCOIS

MeditateWithFrancois (“company”, “I”, “we” or “us”) is dedicated to respecting the privacy of

your personal information. This Privacy Policy describes what information is collected from you

on meditatewithfrancois.com (hereinafter the “Website”) and how it is used. This Privacy Policy

applies to this website and any products or services that we offer that link to this policy. The

term “you” refers to anyone who uses, visits, or views the website.

By visiting and using the website, you accept and agree to be bound by this privacy

policy. Your continued use of the website after posting of any changes to our Privacy

Policy constitutes your acceptance of those changes and updates. You must not access

or use the website if you do not wish to be bound by this Privacy Policy.

We comply with Canada’s Personal Information Protection and Electronic Documents Act

(PIPEDA), which regulates the collection, use, and disclosure of the personal information

provided to us. PIPEDA requires that we notify you why we collect your personal information,

how we use it, and under what circumstances we will disclose such information. Under PIPEDA,

you also have the right to access your personal information held by us as well as receive an

accounting of how that information is being used or disclosed. We take all the necessary

security measures appropriate to secure your personal information provided to us.

CHILDREN’S PRIVACY

We respect the privacy of children and “child” means an individual under the age of 13. This

policy is in accordance with the Children's Online Privacy Protection Act (“COPPA”). This

website's information and content are only intended for people over the age of 18. This website

is not intended for children under the age of 13. Without prior parental or guardian consent, we

do not knowingly collect, use, or disclose personal information from children under the age of

13. If you believe that personal information was collected without parental or guardian consent

from a child under the age of 13, please contact us to have that information deleted.

WHAT INFORMATION WE COLLECT AND HOW IT IS USED

When you access the website, you may provide certain personally identifiable information

including but not limited to your name, email address, phone number, address, avatar image,

and credit card information when you make a purchase on the website (“personal information”).

This information is collected when you register on the site, place an order, subscribe to a

newsletter, contact us, use the search feature on the website, provide comments or any other

feedback, fill out a form, use the live chat, or enter any other information on the website to

communicate with us. From time to time, we may also collect information that you submit when

you participate in any online surveys that we may post on our website.

Your personal information is used to personalize your experience, improve the website to better

serve you, provide customer service support, efficiently process your requests or transactions,

tailor advertisements to you, elicit reviews of services or products, provide you offers,

promotions and to follow up with you through correspondence (email, live chat, or phone). We

may also use this information to provide you with offers and promotions from our partners

and/or our affiliates in exchange for a commission without additional cost to you.

GOOGLE ANALYTICS

Just like other websites, this website automatically collects certain information about you

through Log Data and Google Analytics. Log Data is information about your computer’s Internet

Protocol Address, which is your “IP” address, browser information, Internet Service Provider’s

information, your operating system, and your browser type. Similarly, Google Analytics collects

certain information about your location, browsing history, the pages you visit, the equipment you

used to access the website, traffic patterns, and other general patterns related to your use of the

website.

This information is used to analyze website statistics related to user behavior and interests,

improve our performance and your use of the website, and to further enhance our products and

services offered to you. Please see Google’s Privacy and Terms to learn more about their

privacy practices.

COMMENTS AND SOCIAL MEDIA

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we

can recognize and approve any follow-up comments automatically instead of holding them in a

moderation queue. When you leave a comment, your name, email address, and

website/organization name are not shared with a third party and may be used to communicate

with you.

Social media accounts and sharing options are available on this website. Social media sites

(Facebook, Twitter, YouTube, Pinterest, and others) can track your personal information.

Should you choose to interact with us on social media, please note that you will be voluntarily

disclosing that personal information. This information is no longer private. It becomes public

information and can be collected and used by others. We have no control over and take no

responsibility for the use, storage, or dissemination of such publicly disclosed personal

information by you.

Any such interactions via comments and social media with us do not subject us to any kind of

liability related to the misuse of your information by others.

USE OF COOKIES

The website may use cookies to facilitate your use of the website. Cookies are files with small

amounts of data including an anonymous unique identifier that a website sends to your

computer’s hard drive when you are viewing the website. Just like other websites, we

automatically collect some non-personally identifiable information including but not limited to

your IP address, geographic location, language preference, date, and time of visitors.

Some features of our website may use Flash cookies, which are small files stored on your

computer by websites that use Adobe Flash Player. They can store data such as preferences,

settings, and usage information like which pages you visit. The main difference between

traditional cookies and flash cookies is that they are not managed through the browser but

locally on your computer.

When you leave a comment on our website, you may opt-in to saving your name, email

address, and website in cookies. These are for your convenience so that you do not have to fill

in your details again when you leave another comment.

If you have an account and you log in to this website, we will set a temporary cookie to

determine if your browser accepts cookies. This cookie contains no personal data and is

discarded when you close your browser.

We may use cookies for various reasons such as optimizing and personalizing your browsing

experience, checking our website analytics, saving your preferences and settings for future use,

serving ads based on your liking and interests, affiliate marketing, and posting comments on our

website.

This information is only collected to better serve and understand your user experience on the

website. You have the option of turning off cookies on your computer should you wish to do so.

If you choose to do that, you may not be able to view all the features and content of this

website.

USE OF WEB BEACONS AND PIXELS

In conjunction with the use of cookies, third parties may also use web beacons, which are also

known as clear GIFs, web bugs, or pixel tags to collect general information about your use of

our website. They monitor user activity and are used to track customer behavior data. This

information may be relevant to third parties such as the ad networks used on our website to

tailor the advertising based on your behavior and interests.

We may use social media pixels to track and collect general information about your use in

compliance with different social media sites (Facebook, Twitter, Pinterest, and others) to

promote products, track conversions, remarket, run target advertisements, and so forth.

Third parties like Facebook may use their own cookies, web beacons, and other technologies to

collect and receive information from our website to provide target advertisements. You may see

our ads on Facebook or YouTube after you have visited our website.

THIRD-PARTY LINKS AND USE

We may include, offer, or advertise third-party links, products, or services on the website. Once

you click on a third-party link and leave this website, you are no longer bound by our Privacy

Policy and Terms and Conditions.

Articles on this website may include embedded content (e.g. videos, images, advertisements,

etc.). Embedded content from other websites behaves in the exact same way as if the visitor

has visited the other website. These websites may collect data about you, use cookies, embed

additional third-party tracking, and monitor your interaction with that embedded content,

including tracing your interaction with the embedded content if you have an account and are

logged in to that website.

We may use Google AdSense advertising along with any other third-party advertising on the

website. Google is a third party that also uses cookies to serve ads on the website to provide a

positive user experience. Third-party vendors such as Google use cookies to serve ads based

on a user’s prior visits to the website. You can opt out of Google by visiting their privacy policy

and ad settings.

We have no control over these third parties and they have their own privacy policies. Neither are

we responsible for the activities and practices of these third parties. You should contact them

directly and read their privacy policies for any questions. You also agree that your use of these

third-party websites is solely at your risk.

DISCLOSURE OF YOUR INFORMATION

As a general rule, we do not disclose your personal information to third parties without your

consent except in the following circumstances:

1. We may disclose your information to our trusted third parties that work with us such as

our website hosting partners, email marketing service provider, other service providers

that assist in the operation of the website, and any other affiliates and subsidiaries we

rely upon to provide you products and services offered here.

2. We may disclose your information to contractors or third parties we use to support our

business. These parties may use your data only to provide the services requested by us

and for no other purpose, and they are bound by contractual obligations to keep your

information confidential.

3. We may disclose your information to comply with state or federal regulations related to

4. We may disclose your information to enforce our website or product terms and

conditions or terms of sale and any other agreements we may have entered into for

billing and collection purposes.

5. We may disclose your information to our successor and/or acquiring party in the event of

a merger, acquisition, restructuring, dissolution or partial sale in the future. However,

your personal information will be transferred to the acquiring party in accordance with

this privacy policy.

EMAIL MARKETING

You have the option of opting in or unsubscribing from our email list. By subscribing and opting

in, you agree to receive newsletters, updates, messages, promotional materials, and any other

content related to this website. When you send an email, your email message along with your

email address and responses are saved for communication purposes with you. This information

is kept confidential and we do not share, sell, or trade your email information with third parties

except as otherwise stated in this privacy policy.

If you are in the European Union and opt-in to receive any of our free products or services

and/or purchase any products or services through our website then you will be subscribed to

receive our free email newsletter once you affirmatively consent to it. Please see the Opt-

Out section below should you wish to “unsubscribe” and not receive any emails from us.

But if you are NOT in the European Union then you will be automatically subscribed to receive

our free email newsletter once you opt-in to receive any of our free products or services and/or

purchase any products or services through our website. Please see the Opt-Out section below

should you wish to “unsubscribe” and not receive any emails from us.

OPT-OUT

We comply with the CAN-SPAM Act of 2003 and do not spam or send misleading information.

Should you wish to no longer receive communication from us, you have the option of

unsubscribing by clicking “unsubscribe” at the bottom of the email we send to you or by

contacting us.

As for third-party websites, please contact them directly to unsubscribe and/or opt out of their

communications.

We comply with the GDPR along with the email marketing service we use to collect your data.

GDPR VISITOR RIGHTS (FOR EU AND UK CUSTOMERS AND VISITORS)

If you are located in the European Union (“EU”) or the United Kingdom (“UK”), you are entitled

to certain rights and information listed below under the General Data Protection Regulation

(“GDPR).

We will retain any information you choose to provide to us until the earlier of:

1. You ask us to delete the information by sending a request to medwithf@gmail.com

Please note that such requests may result in you no longer being able to access paid or

free content previously provided to you.

2. Our decision is to cease using our existing data providers.

3. The Company decides to no longer be in business or continue to offer the services.

4. The data is no longer needed to provide you service, is too costly to maintain further

retention, or the Company finds it outdated.

You have the right to request access your data that we store and have the ability to access your

personal data.

You have the right to either rectify or erase your personal data. You have the right to verify the

accuracy of your personal data and have it corrected or removed completely

You have the right to seek restrictions on the processing of your data. When you restrict the

processing of your data, we can store your data but cannot process it further.

You have the right to object to the processing of your data in certain circumstances including but

not limited to direct marketing, profiling, scientific or historical research purposes, statistical

purposes, automated decision-making and profiling, and tasks based on legitimate interests or

in the public interest/exercise of official authority.

You have the right to the portability of your data. You have the right to request your personal

data from us, receive it, and transfer it to another controller.

You have the right to withdraw consent at any time. If you have provided consent to the

Company’s processing of your personal data, you have the right to withdraw that consent at any

time without affecting the lawfulness of processing based upon consent that occurred before

your withdrawal of consent.

You have the right to lodge a complaint with a supervisory authority that has jurisdiction over

issues related to the GDPR.

We require only the information that is reasonably necessary to enter into a contract with you.

We will not require you to provide consent for any unnecessary processing as a condition of

entering into a contract with us.

LEGAL BASIS FOR PROCESSING DATA UNDER THE GDPR

Under the GDPR, we may process your data under the following legal basis:

 Consent: when you give us clear consent to process your personal data for one or more

specific purposes.

 Contractual Necessity: when processing your personal data is necessary to fulfill a

contract with you.

 Legal Obligation: when processing of your personal data is necessary to comply with

the law such as data related to taxes or employee records.

 Vital Interests: when processing your personal data is necessary to protect your life or

health.

 Public Interests: when the processing of your personal data is necessary for the

performance of a task carried out in the public interest or for official functions.

 Legitimate Interests: when processing your personal data is necessary to further our

legitimate interests such as marketing activities.

U.S. STATE PRIVACY RIGHTS

State consumer privacy laws in the U.S. may give their residents additional rights regarding how

we use their personal information. These privacy rights vary depending on the local laws that

apply to you. Depending on the state including but not limited to California, Colorado,

Connecticut, Virginia, Iowa, Texas, Delaware, Nebraska, New Hampshire, Nevada, New Jersey,

Tennessee, Minnesota, Maryland, Utah, and others, you may be subject to the following rights:

 The right to obtain confirmation of processing and access to your data.

 The right to correct incomplete or inaccurate data.

 The right to portability of data where you can request your data to be transferred to

another organization.

 The right to revoke or withdraw consent at any time.

 The right to delete your personal information/data collected from you, subject to certain

limitations under the law.

 The right to opt out of the sale or sharing of your personal information.

 The right to non-discrimination for exercising a privacy right.

 The right to obtain a list of third parties to which personal information was shared or

disclosed.

 The right to limit the use and disclosure of sensitive personal information.

California, Colorado, Connecticut, Virginia, Iowa, Delaware, Nebraska, New

Hampshire, New Jersey, Tennessee, Minnesota, Maryland, Utah, Texas, and other

states provide their state residents with rights to:

 Confirm whether we process their personal information.

 Access and delete certain personal information.

 Data portability.

 Opt-out of personal data processing for targeted advertising and sales.

Several states including but not limited to California, Colorado, Connecticut,

Nebraska, Delaware, Texas, New Hampshire, New Jersey, Minnesota, Maryland, and

Virginia also provide their state residents with rights to:

 Correct inaccuracies in their personal information, taking into account the

information's nature processing purpose.

 Opt-out of profiling in furtherance of decisions that produce legal or similarly

significant effects.

Nevada provides its residents with a limited right to opt out of certain types of personal

information being sold by a business. The opt-out option does not apply to all types of data,

however; it does protect sensitive medical or financial data, for example. Please note that

we do not currently sell data that triggers the opt-out requirements of that statute.

Maryland prohibits the sale of personal information requiring that sensitive data can only be

processed to provide a requested service or product.

To exercise any of these rights above under different states, please contact us with your

request at medwithf@gmail.com and please include your name, email address, and mailing

address.

CALIFORNIA CONSUMER PRIVACY ACT (CCPA) AND CALIFORNIA PRIVACY RIGHTS

ACT (CPRA) COMPLIANCE AND YOUR LEGAL RIGHTS

If you live in California, you have additional rights under California law, and we comply with the

CCPA and CPRA because we may have visitors from California on our website. Here are your

legal rights under CCPA/CPRA:

1. You have the right to know the categories of personal information we have collected,

sold, or disclosed about you to third parties.

2. You have the right to opt out of the sale and sharing of your personal information with

third parties. If you are under the age of 16, you have the right to opt into such sales or

to have a parent or guardian opt-in on your behalf.

3. You also have the right to access your personal information, which we will provide within

30 days of such request.

4. You have the right to know what personal information is collected from you and how it is

used, which we explained in this Privacy Policy.

5. You have the right to correct your personal information.

6. You have the right to have your personal information deleted, subject to some

exceptions.

7. You have the right to equal service, price, and no discrimination

8. You have the right to data portability and the right to request your personal information

and use it for your own purposes.

9. You have the right to consent and/or limit the use and disclosure of your sensitive

personal information.

CATEGORIES OF PERSONAL INFORMATION COLLECTED AND DISCLOSED FOR A

BUSINESS PURPOSE

The types of personal information we collect and how we use it have already been listed above,

but under the CCPA/CPRA, the following categories of personal information may have been

collected and disclosed for business purposes in the previous 12 months:

 Identifiers such as your name, address, phone number, email address, and other

similar identifiers

 Protected classification characteristics such as your age, gender, religion and

disability information

 Commercial information such as your use of our products and services

 Internet/Network information such as your IP address, search history, browser, and

device information

 Geolocation data such as the information about your physical location or movements

 Sensory information such as audio, electronic, photos, or other visual information

 Professional or Employment Information such as your job history including previous

employer and performance evaluations

 Biometric information such as fingerprints, faceprints, voiceprints, genetic and

physiological activity patterns. We do not collect any biometric information from you.

 Education information such as records related to your educational institution (grades,

transcripts, class lists, student schedules, and so forth). We do not collect any such

educational information.

 Inferences such as information reflecting your interests, preferences, characteristics,

physiological trends, and abilities.

 Other Personal Information such as information provided by you directly when you fill

out a form on our website, register for an event scheduled by us, post a comment on our

website or social media, make a purchase from us, your account login or credentials

allowing you to access a product or account, telephone number, and any other

information you provide to us.

 Sensitive personal information such as your social security, driver’s license, state

identification card, or passport number. We do not collect this sensitive personal

information from you.

HOW DO WE COLLECT YOUR PERSONAL INFORMATION AND FOR WHAT PURPOSE

We collect this personal information directly from you, from your browser or device, use of

cookies, service providers, our business partners, affiliates, or third parties. We do not sell your

personal information to third parties.

We use the information we collect for various purposes depending on how you interact with us.

These purposes include:

 To provide our services or products to you including invoices and statements

 To create, maintain, or secure your account with us

 To process your requests, purchases, transactions, and payments

 To communicate with you about your account and our products/services

 To market or advertise our new products and promotions to you via email or other social

media, to answer your questions, and to understand your needs and preferences.

 To improve our website, products, services, content, and advertising and personalize

them to your interests and preferences

 To better understand the demographics of our users, analyze data and usage trends

 To help you share our content, products, services, and your experience working with us

with your friends and followers on social media

 To hire or evaluate you as a candidate when you seek employment with us

 To protect our website, products, and services from misuse and to ensure security

 To process payments or to prevent theft and fraud

 To transfer business in any merger, acquisition, reorganization, sale of assets,

bankruptcy where we may sell, transfer, or share some of our business assets including

information related to our customers. In those instances, you will be notified of such

ownership changes as well as the rights you have regarding your personal information.

 To comply with legal requirements and to enforce our terms and agreements with you

 To assess or carry out a merger, dissolution, restructuring, reorganization, or other sale

or transfer of some or all of our assets, whether as part of a bankruptcy or similar

proceeding, in which personal information about our website users, including our email

list, is one of the assets transferred.

We may also use your information in other ways for which we provide specific notice at the time

of collection. We may combine different types of information that we collect about you for any of

the purposes described above.

Please be advised we DO NOT SELL YOUR PERSONAL INFORMATION to third parties and

have never sold your personal information. We do not intend to sell your personal information in

the future either.

Under the CCPA and CPRA, you still have the right to opt out of sharing your personal

information and send us a “do not sell or share my personal information” request. If you would

like to exercise any of your rights under California law, please submit a verifiable consumer

request to us by sending us an email at medwithf@gmail.com

Only you, as the person registered with the California Secretary of State, or someone you

authorize to act on your behalf, can make such verifiable consumer requests related to your

personal information.

Your verifiable consumer request must provide sufficient information that allows us to verify that

you are the person you are claiming to be or that you are the authorized representative of such

person about whom we had collected personal information. You must describe your request

with enough details such as your first and last name, address, and your country that allow us to

properly understand the request and respond to it. Please note we cannot respond to your

request or provide you with personal information unless we first verify your identity or authority

to make such a request and confirm that the personal information relates to you. We will make

all attempts to respond to your request within 30 days of receipt.

The above-mentioned California privacy rights are not absolutely guaranteed because some

exceptions allow us to refuse your request. We are only required to respect these rights if we

are acting as a business under the CCPA/CPRA and the requested rights have been granted

and applied to you under the CCPA/CPRA.

CALIFORNIA’S “SHINE THE LIGHT” ACT

Pursuant to California’s “Shine the Light Act,” you are permitted to request information about

how we share certain categories of information with third parties for their marketing use. We

may disclose your personal information to our affiliates or other related third parties such as

service providers, or vendors for their use in marketing to you, so we can provide the products

and/or services offered on this website to you. When we disclose such information, your

personal information is still kept confidential and between us and that third party. It is not used

for any other purpose that’s not permitted under the laws.

DO NOT TRACK SIGNALS

This privacy notice for California residents supplements the information included in the previous

sections of this privacy policy. California and Delaware law also require us to state whether we

honor “Do Not Track” settings in your browser regarding targeted advertising, and please note

we do not monitor or respond to Do Not Track browser requests.

You can also enable or disable Do Not Track in your browser. This is a setting that tells

websites not to track your online activities. To enable or disable it, go to the "Privacy" or

"Security" tab in your browser's settings menu. Depending on which browser you're using, you

may find the option under "Do Not Track Requests" or something similar.

DATA RETENTION

We will retain your information as long as necessary to fulfill the purposes outlined in this

retain and use your information to continue offering you our products and services, comply with

our legal and accounting obligations, resolve disputes, and enforce our agreements.

SECURITY

The security of your personal information is important to us, and we strive to follow generally

commercial industry standards to protect your personal information submitted to us voluntarily

and automatically. However, no method of transmission over the Internet is 100% secure and

we cannot guarantee the absolute security of your information. When you make a credit card

purchase or purchase through any means on the website, you will be directed to a third-party

vendor to complete the transaction. Any information you provide during the checkout process is

not stored on our website but instead provided to the third-party vendor that completes the

purchase transaction.

By using this website, you agree to hold us harmless for any security breach and any

unauthorized use of your personal information by third parties. You also agree that we cannot

be held responsible for any disclosure of your information through our website without our

knowledge and consent.

This privacy policy is effective as of August 12 2025 and will be updated and modified as

needed. You are responsible for visiting this page periodically to check for future updates to this

policy. Any modifications to this privacy policy will be effective upon our publishing of the new

terms, and your continued use of our website after the posting of any updates constitutes your

acceptance of our modified privacy policy.

CONTACT

For any questions or comments regarding the privacy policy, please contact us at

medwithf@gmail.com

DISCLAIMER

GENERAL INFORMATION

MeditateWithFrancois (“company”, “I”, “we” or “us”) provides general educational information on

various topics on this website as a public service, which should not be construed as

professional, financial, real-estate, tax or medical/health advice. These are my personal

opinions only.

The term “you” refers to anyone who uses, visits, and/or views the website.

You agree to accept all parts of this Disclaimer by viewing this website or anything made

available on or through this website, including but not limited to programs, products, services,

opt-in gifts, e-books, videos, webinars, blog posts, e-newsletters, consultations, e-mails, social

media, and/or other communication (collectively referred to as "Website").

Please read this Disclaimer carefully, and I reserve the right to modify it at any time without

notice. By visiting and using this website, you accept and agree to be bound by this

Disclaimer along with our Terms and Conditions and Privacy Policy. Your continued use

of our website, programs, products, and/or services constitutes your acceptance of

future changes and updates to this Disclaimer. You must not access or use our website if

you do not wish to be bound by this Disclaimer.

DISCLAIMER medical/health

Although I am a meditation teacher by profession, I am not YOUR teacher All content and

information on this website including our programs, products, and/or services is for informational

and educational purposes only, does not constitute medical, psychological, or health advice,

and does not establish any kind of teacher/student relationship by your use of this website.

Although we strive to provide accurate general information, the information presented here is

not a substitute for any kind of professional advice, and you should not rely solely on this

information. Always consult a professional in the area for your particular needs and

circumstances before making any professional, legal, medical/health, and financial or tax-

related decisions.

AFFILIATE / THIRD-PARTY LINKS DISCLOSURE AND DISCLAIMER

We may partner with other businesses or become part of different affiliate marketing

programs whose products or services may be promoted or advertised on the website in

exchange for commissions and/or financial rewards when you click and/or purchase

those products or services through our affiliate links. We will receive a commission if

you purchase through our affiliate link at no extra cost to you.

We may also recommend other products, services, coaches, and consultants but no

such reference is intended to be an endorsement or statement that such information

provided is accurate. We recommend these based on our personal experiences but it is

still your responsibility to conduct your own due diligence to ensure you have obtained

complete accurate information about such products, services, coaches, and

consultants.

These affiliate or third-party relationships in no way compromise the integrity of the

content, information, services, and materials being presented to you here, and you are

under no obligation to click on these affiliate links to purchase those products or

services being offered. These affiliate programs are selected based on personal

experiences and preferences.

Although we provide these affiliate links on the website for your convenience, we have

no control over these external websites and they are solely responsible for their own

content and information presented. Therefore, Meditate With Francois and/or its

officers, employees, successors, shareholders, joint venture partners, or anyone else

working with us cannot be held liable or responsible for any content presented on these

external websites and for any damages resulting from them.

This disclosure policy applies to all affiliate links we share on our website, social media, emails, programs,

products such as courses, ebooks, services, and any other means of communication with you.

EARNINGS DISCLAIMER, TESTIMONIALS AND OTHER DISCLAIMERS

We may disclose our income reports and success results of our current or former customers

including product reviews and testimonials on the website from time to time. These income

reports, product reviews, and testimonials are accurate and strictly for informational purposes

only.

We share this information as examples with you but it does not serve as a guarantee or promise

of any kind for your results and successes if you decide to use the same information, reviews,

products, services, tips, and techniques offered here.

All the testimonials included on our websites, programs, products and/or services are real-world

examples and stories of other people’s experiences with our programs, products and/or

services. But they are not intended to serve as a guarantee that you will achieve the same or

similar results. Each individual’s performance is different and your results will vary accordingly.

You are encouraged to perform your own due diligence and research and are solely responsible

for your earnings and results. Your earning potential and results are contingent upon your

personal circumstances, abilities, experience, and skills. Therefore, you agree not to hold us

and/or our officers, employees, successors, shareholders, joint venture partners or anyone else

working with us liable for any of your successes or failures directly or indirectly related to the

information, reports, reviews, products and/or services presented to you here.

NO WARRANTIES

ALL CONTENT, INFORMATION, PRODUCTS AND/OR SERVICES ON THE WEBSITE ARE

“AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY REPRESENTATIONS OR

WARRANTIES OF ANY KIND INCLUDING THE WARRANTIES OF MERCHANTABILITY OR

FITNESS FOR ANY PURPOSE, EXPRESS OR IMPLIED TO THE FULL EXTENT

PERMISSIBLE BY LAW. COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES AS

TO THE CONTENT, INFORMATION, MATERIALS, PRODUCTS, AND/OR SERVICES

PROVIDED ON THIS WEBSITE. COMPANY MAKES NO WARRANTIES THAT THE WEBSITE

WILL PERFORM OR OPERATE TO MEET YOUR REQUIREMENTS OR THAT THE

INFORMATION PRESENTED HERE WILL BE COMPLETE, CURRENT, OR ERROR-FREE.

COMPANY DISCLAIMS ALL WARRANTIES, IMPLIED AND EXPRESS FOR ANY PURPOSE

TO THE FULL EXTENT PERMITTED BY LAW.

LIMITATION OF LIABILITY

You agree that under no circumstances, we and/or our officers, employees, successors,

shareholders, joint venture partners, or anyone else working with us shall be liable for any

direct, indirect, incidental, consequential, equitable, special, punitive, exemplary or any other

damages resulting from your use of this website including but not limited to all the content,

information, products, services and graphics presented here.

You expressly agree that your use of the website is at your sole risk and that you are solely

responsible for the accuracy of the personal and any information you provide, the outcome of

your actions, personal and business results, and for all other use in connection with the website.

You also expressly agree that we and/or our officers, employees, successors, shareholders,

joint venture partners, or anyone else working with us shall not be liable to you for any damages

resulting from 1) any errors or omissions on the website, delay or denial of any products or

services, failure of performance of any kind, interruption in the operation and your use of the

website, website attacks including computer virus, hacking of information, and any other system

failures; 2) any loss of income, use, data, revenue, profits, business or any goodwill related to

the website; 3) any theft or unauthorized access by the third party of your information from the

website regardless of our negligence; and 4) any use or misuse of the information, products

and/or services offered here.

This limitation of liability shall apply whether such liability arises from negligence, breach of

contract, tort or any other legal theory of liability. You agree that we provide no express or

implied guarantees to you for the content presented here, and you accept that no particular

results are being promised to you here.

INDEMNIFICATION

You agree to indemnify and hold the Company and/or its officers, employees, successors,

shareholders, joint venture partners, or anyone else working with us harmless from all losses,

claims, damages, demands, actions, suits, proceedings, or judgments, including costs,

expenses and reasonable attorneys' fees ("Liabilities") assessed against or otherwise incurred

by you arising, in whole or in part, from: (a) actions or omissions, whether done negligently or

otherwise, by you, your agents, directors, officers, employees or representatives; (b) all your

actions and use of our websites including purchasing programs, products and services; (c)

violation of any laws, rules, regulations or ordinances by you; or (d) violation of any terms and

conditions of this website by you or anyone related to you; e) infringement by you or any other

user of your account of any intellectual property or other rights of anyone. The company will

notify you promptly of any such claims or liability and reserves the right to defend such claim,

liability, or damage at your expense. You shall fully cooperate and assist us if requested, without

any cost, to defend any such claims.

TERMS AND CONDITIONS

By visiting and using meditatewithfrancois.com (hereinafter the “Website”), you accept and

agree to be bound by these Terms and Conditions including our Disclaimer and Privacy

Policy posted on the website and incorporated herein by reference.

The term “you” refers to anyone who uses, visits, and/or views the website.

MeditateWithFrancois (“company”, “I”, “we” or “us”) reserves the right to amend or modify these

terms and conditions in its sole discretion at any time without notice and by using the website,

you accept those amendments. It is your responsibility to periodically check the website for

updates.

Your continued use of the website after posting of any changes to our Terms and

Conditions constitutes your acceptance of those changes and updates. You must not

access or use the website if you do not wish to be bound by these Terms and

Conditions.

INTENDED AGE

All information and content on this website are intended for individuals over the age of 18.

Children, as defined in our Privacy Policy, are prohibited from using this website.

We are dedicated to respecting the privacy of your personal information. Your acceptance of our

DISCLAIMER

Your acceptance of our Disclaimer is expressly incorporated into these Terms and Conditions.

Please review the Disclaimer for more information.

MANDATORY ARBITRATION AND GOVERNING LAW

You expressly waive any legal claims you may have now or in the future arising from or related

to the website and our products/services. In the event of a dispute, claim, or controversy arising

from or relating to your use of this website, the terms and conditions shall be construed under

the laws of the state of Canada

You agree to first resolve any disputes or claims through mandatory arbitration, and you

consent to and submit to the jurisdiction and courts of Canada without regard to conflict of law

principles or where the parties are located at the time of the dispute.

You agree to bear the full cost of arbitration, to the extent permitted by law. Participation in

arbitration in good faith is a condition precedent to pursuing any other legal or equitable

remedies available, such as litigation or any other legal procedure. You also agree that if a legal

claim is filed after the required arbitration, the prevailing party shall be entitled to recover

reasonable attorney's fees and other legal costs.

INTELLECTUAL PROPERTY

All content on this website including but not limited to text, posts, logos, marks, graphics, files,

materials, services, products, videos, audio, applications, computer code, designs, downloads,

and all other information here (collectively, the “Content”) is owned by us and is protected by

content from others that we are lawfully permitted to use. You are granted a limited revocable

license to print or download Content from the website for your own personal, non-commercial,

non-transferrable, informational, and educational use only while ensuring it’s not in violation of

any copyright, trademark, and intellectual property or proprietary rights.

You agree not to copy, duplicate, steal, modify, publish, display, distribute, reproduce, store,

transmit, post, create derivative works, reverse engineer, sell, rent, or license any part of the

Content in any way to anyone, without our prior written consent. You agree to abide by the

violations of these terms and conditions.

USER CONTENT AND LAWFUL USE OF THE WEBSITE

For any Content or information that you upload, display, post, transmit, send, email, or submit to

us on the website or any of our social media sites, you warrant that you are the owner of that

Content or have express permission from the owner of those intellectual property rights to use

and distribute that Content to us.

You grant us and/or our officers, employees, successors, shareholders, joint venture partners,

or anyone else working with us a royalty-free, perpetual, irrevocable, worldwide, non-exclusive

right and license to identify you, publish, post, reformat, copy, distribute, display, edit, reproduce

any Content provided by you on our website and any of our social media sites for any purpose.

You shall be solely liable for any damages resulting from any infringement of copyrights,

trademarks, or other proprietary rights of any Content or information that you provide to us.

You agree not to upload, display, post, transmit, distribute, send, email, or submit to us on the

website or any of our social media sites any information or Content that is:

(a) illegal, violates or infringes upon the rights of others,

(b) defamatory, abusive, profane, hateful, vulgar, obscene, libelous, pornographic, threatening,

liability or otherwise violate any law,

(d) distribute material including but not limited to spyware, computer viruses, any kind of

malicious computer software, or any other harmful information that is actionable by law,

(e) any attempts to gain unauthorized access to any portion or feature of the website, and

(f) send unsolicited or unauthorized material or disrupt the operation of the website. You agree

to use the website for lawful purposes only and shall be liable for damages resulting from the

violation of any provision contained in these Terms and Conditions.

THIRD-PARTY LINKS

The website may contain links to third-party websites or resources for your convenience. We

may serve as an affiliate for some of these third-party websites by offering or advertising their

products or services on the website; however, we do not own or control these third-party

websites. Once you click on a third-party link and leave this website, you are no longer bound

by our terms and conditions.

You agree that we are not responsible or liable for the accuracy, content, or any information

presented on these third-party websites. You assume all risks for using these third-party

websites or resources and any transactions between you and these third-party websites are

strictly between you and the third party. We shall not be liable for any damages resulting from

your use of these third-party websites or resources.

USE OF OUR PAID AND FREE PRODUCTS

On this website, we may provide free products for download as well as sell paid courses,

programs, physical or digital products, and any other related materials (collectively, "products").

All of our products and/or services, including all content, are copyright protected under US and

international copyright laws. You are granted a limited revocable license to print or download

Content from our digital products for your own personal, non-commercial, non-transferrable,

informational, and educational use only while ensuring it’s not in violation of any copyright,

trademark, and intellectual property or proprietary rights. Copying or storing our content for

other than personal use is expressly prohibited without our prior written consent.

You acknowledge and agree that you have no right to share, modify, sell, edit, copy, reproduce,

create derivative works of, reverse engineer, enhance, or exploit our products. You cannot sell

or redistribute any of our products, whether free or paid, without our express written consent.

You agree to abide by the copyright, trademark laws, and intellectual property rights and shall

be solely responsible for any violations of these terms and conditions.

TERMINATION

We reserve the right in our sole discretion to refuse, remove, restrict your access, revoke, and

terminate your use of our website including any or all Content published by you or us at any

time for any reason, without notice.

NO REFUNDS, RETURNS OR EXCHANGES ALLOWED

All sales of products and/or services on this website are final. There are no refunds, returns, or

exchanges allowed. There will be no exceptions. Please carefully review all products before

purchasing to ensure that you have purchased the correct product. We truly believe in giving

more than receiving and each of our products and services is designed by keeping this core

principle in mind. The prices are intentionally kept reasonably low in price as compared to

market value to give you the tools and information you need at an affordable price. Failure to

use the product you purchased from us does not give you the right to refuse payment of any

associated charges.